Bloomsburg Life Care Planning Lawyer
None of us knows what our own aging process might entail. While we all hope to live long, happy, and healthy lives, there are unfortunately no guarantees. Aging often brings a variety of physical and cognitive challenges. While some of these may gradually develop with time, others may appear very quickly due to illness or injury. When this happens, who will coordinate your care, make critical decisions on your behalf, and fight to ensure your wishes are honored?
Having an established life care plan in place provides security and peace of mind, knowing that if you can’t manage your affairs, your care and your estate are in good hands. At Kreisher Marshall & Associates, LLC, our compassionate Pennsylvania legal team understands the challenges older individuals can experience as they age and struggle to control things like their assets and healthcare choices. Our elder care attorneys help individuals coordinate life care planning solutions to maximize their quality of life and independence. Contact us today to arrange a consultation to discuss your situation.
What Is Life Care Planning?
Life care planning offers a comprehensive approach to preparing for the future. It focuses on managing long-term health care, financial, and personal needs as a person ages or becomes incapacitated. Unlike traditional estate planning, which primarily addresses the distribution of assets after death, life care planning emphasizes a person’s quality of life and well-being during their lifetime, particularly in their later years. It can also help you maintain control over your end-of-life care and ensure your wishes are respected if an accident or medical emergency leaves you unable to communicate your health care preferences.
Tools For Creating And Managing A Life Care Plan
Establishing a life care plan involves numerous legal tools that can help you outline your personal preferences and maintain your dignity and independence as you age. Beyond having a solid estate plan in place, some of the crucial components you should consider adding to your life care plan include the following:
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Advance Directive – An advance directive is a legal document similar to a living will that outlines your health care preferences if you are too ill to make your own care decisions. This document informs healthcare providers of your preferences and gives you the means to communicate your wishes even when you are incapacitated.
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Power of Attorney – Granting power of attorney allows you to assign an individual to legally make decisions on your behalf. You can give one person, or multiple people, power of attorney. For example, you may grant one person health care power of attorney and another financial power of attorney.
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Special Needs Trusts (aka Supplemental Needs Trusts) – These types of trusts are used to provide for the needs of disabled or special needs individuals. A special needs trust can help provide the individual with assistance without disqualifying them from government benefits.
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Medicaid and Long-Term Care Plans – Sometimes, living independently is no longer an option due to cognitive decline or medical conditions. Planning ahead can help you prepare for your long-term care options, especially if you plan on using Medicaid to cover the cost of a nursing home or long-term care facility stay. There are ways to protect your assets while putting yourself in a position to access quality benefits, but only if you plan well in advance.
Other financial tools may also benefit you during your golden years. A life care plan can be customized based on your health, financial situation, and unique goals. An elder law attorney from Kreisher Marshall & Associates, LLC, will review your goals and concerns and personalize a plan that meets your needs and provides the peace of mind you deserve.
The Importance Of Communicating And Getting Your Family Involved
Discussing the aspects of a life care plan can be difficult and emotional. It’s natural to feel the impulse to put off having these challenging conversations. However, communicating your wishes to loved ones and involving them in your plan is one of the most beneficial steps you can take. It avoids surprises and helps your loved ones understand their role and the steps they need to take should you become unable to convey your wishes.
Talk to family and friends about your decisions, your life care plan, and what you expect in an emergency or when you get to a point where you can no longer make decisions for yourself. It gives them time to digest what you’ve told them and prepare for the possibilities ahead. It also gives them the time and opportunity to seek help if they need support. Recognizing they have legal responsibility for another person can put an immense weight on a person’s shoulders. People need time to adjust to this new responsibility. That way, when the time comes, they will be prepared to rise to the occasion.
Additionally, some people do not feel prepared to execute aspects of a life care plan. Suppose a family member feels uncomfortable serving in a position like power of attorney. In that case, it is better to know that now so you can make alternative plans. You want to avoid placing responsibility on someone who may not be well suited to accomplish your directives.
Finally, it also helps to discuss your life care plans with family members to avoid potential conflicts, resentment, or hard feelings.
How Can A Life Care Planning Lawyer Help You?
Pennsylvania elder law is complicated. You want to put your trust in an attorney with the knowledge and experience to help you draft a solid life care plan that addresses all your concerns and meets your unique needs. The compassionate elder care attorneys at Kreisher Marshall & Associates, LLC, work with you to explore your options and protect what’s important to you so you can focus on living a healthy and happy life for as long as you’re able. Planning puts you in the best position to increase your quality of life and independence.
Our team will also work with concerned and caring family members who need help and resources to protect their loved ones and their assets as they face physical or cognitive decline. Whether your loved one lives independently, with you, or in a long-term care facility, we can help you advocate for your family member. We also provide moral support to you and your family because we know how challenging this time is for everyone involved.
If you need legal advice and a supportive shoulder to lean on, the legal team at Kreisher Marshall & Associates, LLC, is here for you. We’ve been helping families in Pennsylvania plan for their futures for over 50 years, and are proud to offer our support.
Contact Our Dedicated Elder Care Team For Help
It’s never too early to begin thinking about and planning for the future. At Kreisher Marshall & Associates, LLC, we take the time to learn about you and work with you to develop a personalized life care plan that meets your needs. We understand the unique challenges older adults face as they enter the next stage of their lives, and our compassionate team is here to help you protect yourself and everything you’ve worked for. Contact our office today to set up an initial consultation.