Parents often assume that leaving money to a child in a will is a straightforward act of love and responsibility. When that child has special needs and relies on government...
Raising or supporting a family member with special needs comes with financial and legal questions that most parents and grandparents never anticipated. From protecting eligibility for government benefits to deciding...
Families in State College, and throughout PA, with loved ones with special needs face a difficult question as that person reaches adulthood: who will make decisions on their behalf if...
A letter of intent is a non-binding guide that provides future trustees, guardians, and caregivers with the personal details that legal documents often omit, including routines, medical history, preferences, concerns,...
Special needs trusts and Achieving a Better Life Experience (ABLE) accounts both shelter money without costing someone their benefits. However, they differ sharply on how much they hold, who controls...
Most special needs planning mistakes share one cause: money reaches a child with a disability directly, counts as that child’s own resource, and ends Supplemental Security Income (SSI) and Medical...
Decision-making authority does not pass automatically to a sibling or relative when parents die, and any inheritance left directly to a child with a disability can end Supplemental Security Income...
If you have a child with special needs, special needs planning is of primary importance. Putting the necessary effort into securing your child’s financial future now can make a big...
If you have a child with special needs, it’s an immense responsibility that can leave you feeling overwhelmed. Putting a special needs plan into place, however, can provide you with...
A special needs trust is designed to provide long-term support, often spanning decades. Over time, circumstances can change, and the individual chosen as successor trustee may no longer be the...
Families across Pennsylvania often assume that estate planning follows a standard path. However, when a loved one has a disability, planning takes on a different level of importance; the process...
Planning for a child with disabilities often brings a unique set of questions. Many parents in State College find themselves thinking not just about the present, but about how to...
Life can change in an instant, and none of us ever knows what tomorrow holds. When an unexpected diagnosis or sudden medical emergency changes everything, families can rush to make...
Life care planning helps older adults and their families make smart choices about health care, legal needs, and long-term support. It involves bringing together a team, which might include elder...
At Kreisher Marshall & Associates, LLC, we understand the unique challenges that come with aging. Planning for long-term care isn’t just wise – it’s a must. This is why we’ve...
Life is unpredictable and medical emergencies happen when we least expect them. Here at Kreisher Marshall & Associates (KMA), the last few months have been filled with these moments. Our...
An end-of-life care plan outlines your medical, financial, and personal wishes concerning the final stages of your life. By establishing your wishes and clarifying your preferences, you can better ensure...
