Families supporting a loved one with special needs often focus on day-to-day care and overlook a quieter risk that surfaces years later: an inheritance, a settlement, or even a well-meaning...
Protecting Supplemental Security Income (SSI) and Medical Assistance comes down to keeping countable resources under $2,000 while still giving your loved one access to money that improves daily life. Pennsylvania...
Gifts made within five years of a Medicaid long-term care application do not bar you from coverage, but they create a penalty period during which Medicaid pays nothing toward nursing...
Advance planning happens while you are healthy and arranges assets around Pennsylvania’s five-year look-back. Crisis planning begins after a parent or spouse already needs nursing home care. Our attorneys at...
When a family learns that a loved one may need nursing home care, the first question is often about money. Specifically, how much will Medicaid require you to give up...
One of the biggest fears families face when a loved one needs nursing home care is the belief that Medicaid will take everything they have worked for. It is a...
Planning for long-term care involves more than choosing the right facility. Medicaid planning requires families to think years in advance, and few rules catch people off guard more than the...
When one spouse needs long-term care, the financial implications can be overwhelming. Medicaid planning becomes critically important for married couples because the rules are different and more complex than they...
The fear of losing everything you have worked for to pay for long-term care is real, and it is one of the most common concerns families bring to our office....
Medicaid planning is complex, and a single mistake can cost your family thousands or delay coverage when it’s needed most. Many families discover too late that a well-intended move backfired....
Do you know what Medicaid really covers in Pennsylvania and whether you qualify? Many common misconceptions discourage families from exploring the benefits that could make the care they need more...
Many clients call our office with questions about the “Medicaid lookback period”. It’s term many people have heard, but few truly understand what it means. When it comes to qualifying...
Medicaid is a program that helps people get health care when they have limited income. State and federal governments run this program together. If you live in Pennsylvania and meet...
When planning for the future, many Pennsylvania families want to help their loved ones financially while also preserving eligibility for Medicaid in the event long-term care is needed. A common...
Individuals and couples who anticipate needing long-term care due to disability or advanced age may turn to Medicaid benefits to cover the cost. However, the eligibility restrictions for Medicaid benefits...
Q: What is Medicaid? A: Medicaid is a joint federal-state program that provides health coverage and financial assistance to disabled individuals, senior citizens, and other qualifying individuals. An applicant must...
By: Staci Hornberger When a loved one enters a skilled nursing facility, whether it be for rehab or long-term care, lots of questions start to arise. Fear settles in and...
Applying for Medicaid is highly technical and complex process with many traps for those who are inexperienced in navigating the system. There is a lot of misinformation out there which...
With the cost of long-term disability or elder care constantly increasing, families frequently find themselves struggling to afford such care, which can wipe out an older adult’s hard-earned wealth. Fortunately,...
